Host Resources
Short-Term Rental Insurance in Las Vegas: What Hosts Actually Need in 2026
In the Las Vegas valley, the first insurance question is not what a policy costs — it is which government licenses your address at all.
STR Guard Insurance Blog
Coverage explanations, state-by-state cost guides, and host resources for short-term rental property owners. Whether you're listing your first Airbnb or scaling a multi-state portfolio, we publish the information hosts need to operate well.
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Host Resources
Short-Term Rental Insurance in Little Rock: What Arkansas Hosts Need in 2026
In an affordable housing market, the most common Little Rock coverage mistake is insuring the house for what it cost rather than what it takes to rebuild.
Host Resources
Short-Term Rental Insurance in Los Angeles: What Hosts Actually Need in 2026
Los Angeles ties short-term renting to your primary residence and a registration number — and that structure decides how your policy gets written.
Host Resources
Short-Term Rental Insurance in Phoenix, Scottsdale, and Sedona: What Hosts Need in 2026
Arizona will not let a city ban your short-term rental — but it lets that city license you, and the licensing layer is where coverage decisions start.
Host Resources
Short-Term Rental Insurance in Salt Lake City: What Hosts Actually Need in 2026
Salt Lake City decides by zone whether a short-term rental may operate at all — and that answer shapes how the policy behind it gets written.
Host Resources
Short-Term Rental Insurance in Savannah: What STVR Hosts Actually Need in 2026
Savannah regulates where a short-term vacation rental may operate at all — and that regulatory posture shapes how your policy gets written.
Coverage Explained
What Airbnb AirCover Actually Covers in 2026 — and the Gaps That Surprise Hosts
An agent’s honest breakdown of Airbnb AirCover for Hosts — what it covers, the three gaps, and why hosts still need real STR insurance.
Host Resources
Best Markets to Buy a Vacation Rental in 2026
Eight of the strongest STR markets for 2026 — ADR, occupancy, regulation, and the peril and insurance costs investors should weigh.
Coverage Explained
DP-3 vs. Commercial Habitational: Which Dwelling Form for Your Short-Term Rental?
DP-3 or commercial habitational? How the two STR dwelling forms differ on perils and loss settlement — and which fits which operating model.
Host Resources
Essential Furniture and Supplies Checklist for Your First Short-Term Rental
A room-by-room furniture and supplies checklist for a first STR — real cost ranges, where hosts overspend, and how to insure it all.
Coverage Explained
General Liability Insurance for STR Hosts: A Complete Coverage Guide
An STR agent’s guide to general liability: what $1M/$2M actually covers, the exclusions hosts miss, and the AirCover gaps.
Host Resources
How to Handle a Guest Damage Claim: A Step-by-Step Guide for STR Hosts
The step-by-step claim workflow when a guest damages your STR — documentation, platform-first filing, and the insurance gap.
Host Resources
How to Price Your Airbnb Competitively in 2026
A pricing framework for 2026: comp analysis, dynamic pricing tools, seasonality, and the length-of-stay structure most hosts get wrong.
Host Resources
How to Set Up Your First Airbnb Property: A Step-by-Step Guide
A step-by-step guide to setting up your first Airbnb — permits, LLC, insurance, furnishing, and launch, with real timelines and costs.
Coverage Explained
Loss of Rents Insurance: The 12-Month Cap Explained for STR Operators
Loss of rents is the most misunderstood STR coverage. The 12-month cap, the waiting period, and the disaster-market gap explained.
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